Update: Troubled ACA Co-Op Suspends Agent Commissions; Iowa Commissioner Responds to NAIFA

February 25, 2015

Earlier this month, NAIFA reported to members that CoOportunity Health, the Affordable Care Act Co-Op based in Iowa (which also operated in Nebraska), was heading towards insolvency.  Earlier this year, an Iowa district court placed the Co-Op under the control of the Iowa Insurance Division (IID) which is now liquidating the company.    NAIFA previously informed members that during the rehabilitation phase, the Iowa Insurance Commissioner decided to suspend commissions to agents in Nebr...

The Affordable Care Act Will Complicate Tax Season for Many Americans

January 14, 2015

This tax season promises to bring confusion to millions of U.S. households. For the first time, taxpayers will be required to report their health insurance coverage on their returns. For people who obtained coverage through their employers, the change is pretty simple. They will merely have to check a box on their returns. But people who obtained coverage through the federal or state marketplaces will need to submit an entirely new tax form, and those who received subsidies will require ad...

Subsidies should not be restricted to health insurance marketplaces

July 28, 2014

The U.S. Court of Appeals for the Fourth Circuit and the D.C. Court of Appeals issued contradictory rulings on the legality of health care subsidies under the Affordable Care Act. When it comes to the ACA, at least we can all agree on one thing: It’s complicated. NAIFA has long argued that Americans eligible for health care subsidies should not be restricted to the government marketplaces, and last fall the Centers for Medicare and Medicaid Services rightly agreed that consumers were all...