National Association of Insurance and Financial Advisors

You Don’t Have to Be Wealthy to Work with an Insurance and Financial Advisor

February 27, 2019

Events impacting Americans’ wallets in early 2019 – including the partial government shutdown and the lower-than-expected tax refunds – have put a spotlight on Americans’ financial lives, drawing attention to how common it is for Americans to live paycheck to paycheck and raising questions about their lack of preparedness to secure their financial futures.   While many lower- to middle-market Americans may not be surprised by the financial vulnerability that resides in millions of U.S. ho...

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NAIFA Comments to NAIC on Annuities Model Regulation

February 19, 2019

NAIFA Counsel and Vice President, Government Relations Gary Sanders submitted comments to the NAIC Life Insurance and Annuities (A) Committee commending the committee on its work on a Suitability in Annuity Transactions Model Regulation and suggesting a number of revisions to the committee's draft model. NAIFA's suggestions focus on changes to "incorporate a best interest standard into the Model" that "will preserve the existence of different business models and compensation structures,...

Is Your Pass-Through Business Eligible for the New 199A Deduction? It depends

February 12, 2019

By Judi Carsrud   Judi Carsrud is assistant vice president of government relations at NAIFA. As we enter the second week of tax season, several NAIFA members have asked us what the deal is with the new tax law’s 20 percent income deduction for S corporations and other pass-through businesses. The answer, as we might expect with so many things coming out of Washington these days: It depends.   Under the 2018 Tax Cuts and Jobs Act, owners of S corporations, partnershi...

The Answer to 'What If?': Have a plan

February 7, 2019

By Diane Boyle Senior Vice President, Government Relations Much like insurance and financial professionals discuss and plan for the "what ifs" in life, NAIFA's Government Relations team utilizes “what if" conversations to advance policy discussions. These tough “what if” conversations with lawmakers, families and business owners lead to good public policy and enhance financial security.  The recent government shutdown demonstrates that too many people are unprepared for what if my s...

NAIFA to Present at CEFLI Conference

February 4, 2019

NAIFA will be a presenter at a meeting tomorrow of the Compliance & Ethics Forum for Life Insurers (CEFLI) Advisory Committee. CEFLI is a professional trade association of the legal and compliance staff for insurance carriers, broker-dealers, and federal and state regulators. The Advisory Committee specifically is a forum for life insurers, industry trade associations, and regulators from the SEC and FINRA to discuss trending issues that affect CEFLI members.   NAIFA will brief the Comm...