National Association of Insurance and Financial Advisors

NAIFA Endorses AHIP Policy Statement on Surprise Medical Billing

Legislators at the state and federal level are introducing legislation to prohibit or significantly limit surprise medical billing of patients.  These instances occur when a policyholder unknowingly uses the services of an out-of-network provider, such as when the patient is taken to an out-of-network provider during an emergency or when a provider uses lab services not included in the network, and then receives a substantial bill from the provider to recoup costs not covered by the patient’s insurer. One recent study indicates that approximately 57% of Americans have been hit with a surprise medical bill
AHIP, the trade association representing the health insurance carriers, is leading a coalition of health insurers, employers, and consumer organizations asking Congress to pass legislation that protects health insurance policyholders from surprise and costly medical bills from out-of-network providers. Congress is now considering legislation to address this critical issue. 

AHIP prepared a policy statement supporting federal legislation that would prohibit out-of-network providers from billing patients for costs not covered by the patient’s health insurance plan when the out-of-network visit is not the fault of the patient. 
NAIFA supports the AHIP efforts and endorses AHIP’s policy statement.
  • Posted April 11, 2019 IN

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