One in Four Americans Barely Getting By

July 17, 2017

A study from Lincoln Financial Group gauges consumer perspectives and emotions around personal finance, and progress — or lack thereof — toward financial goals. Most Americans say they feel “comfortable” or “stable” when it comes to their money, but a significant portion of the population say they are “barely getting by” or worse. The study-- Financial Focus: Goals and Reflections of Today’s Consumer-- looks at Americans’ short- and long-term financial goals, as well as immediate goals, s...

Is Your Business Prepared for a Disaster?

July 17, 2017

With predictions of an above-average hurricane season by Colorado State University, businesses need to take measures to prepare and increase their chance of surviving, according to the Insurance Information Institute (I.I.I.). Forty percent of businesses do not reopen after a disaster and another 25 percent fail within one year, according to the Federal Emergency Management Agency (FEMA). But by taking action now to prepare, businesses can increase their chance of getting back on their fee...

Millennials May Be More Financially Savvy Than You Think!

June 16, 2017

Millennials came of age when the U.S. job market was weak and their student-loan debt was high. Such a dreary combination did not bode well for a rosy financial future. But could it be that when all is said and done, Millennials will prove to be just as financially savvy as their Baby Boomer parents? “Many millennials definitely have traits and experiences that could serve them well when it comes to planning their finances,” says Dennis Notchick, CFP, an Investment Advisor and with Safeguar...

How Advisors Can Better Engage Millennials

June 16, 2017

In the U.S., Millennials account for nearly one-third of the working population, a figure set to rise to half of the workforce by 2020. [1] Millennials also make up 13% of the ‘wealthy and affluent’ market and are becoming leaders in entrepreneurship, launching twice as many and more profitable start-ups as their Baby Boomer counterparts. [2] This misunderstood group tends to not only be overlooked as prospects by financial advisors, but they are also hesitant to work with them. ...

Presenting Your Way to the Top

May 22, 2017

By John Graham It’s easy to understand why so many otherwise capable people are anxiety-ridden and almost paralyzed if they’re asked to make a presentation. They often reveal how they feel by starting out with words like “I only wish I had more time to prepare” or “I’m not really good at public speaking.” Unfortunately, what follows proves it. It isn’t surprising that with successful presenters, the story is different. We view them as possessing leadership capabilities, committed and ...