Legal Notices and Disclaimers
The content of this website is subject to copyrights and service marks owned or controlled by the National Association of Insurance and Financial Advisors (NAIFA) and/or other entities or persons. No material from this website may be reproduced, downloaded, transmitted, distributed, published, modified or in any way exploited or made part of derivative works, in any form or by any means, without prior express written permission from the owner of the material. Personal, non-commercial, use of material from this website may be made to the limited extent that a single machine-readable copy and/or a single paper copy is made of occasional material of personal interest. In addition, visitors to this website may use the "E-mail to a Friend" function, where applicable, to pass on occasional material of interest to another person. All other rights are reserved.
The NAIFA names, service marks, and logos that appear on this website may not be used in any advertising or publicity, or otherwise used to suggest NAIFA's endorsement, sponsorship of, or affiliation with, any product, service, person or entity, without NAIFA's prior express written permission. Other brand names, product names, trademarks and service marks appearing on this website are the property of their respective owners. This website contains links to other Internet sites. NAIFA has no control over, is not responsible for and does not endorse or recommend such other sites, or the information, products, materials or services available at such other sites, unless such endorsement or recommendation is explicitly stated on NAIFA's website. In such cases, the endorsement or recommendation is strictly limited to the specific information, products, materials or services referred to and none other. NAIFA may allow third parties to advertise on the NAIFA website and to provide a link from the NAIFA website to the third party's website, whereby visitors to the NAIFA website may be transferred to the third party's website. As stated above, NAIFA does not endorse or recommend any such third party or its products or services unless such endorsement or recommendation is explicitly stated on NAIFA's website. NAIFA disclaims all liability for any claims or damages that may result from the use of external websites linked to this site.
This website may contain inaccuracies or typographical errors. NAIFA does not guarantee the accuracy, completeness or timeliness of this website. Changes are periodically made to this website and may be made at any time.
THIS WEBSITE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. NAIFA DISCLAIMS ALL LIABILITY FOR ANY CLAIMS OR DAMAGES THAT MAY RESULT FROM THE USE OR OPERATION OF THIS website. NAIFA DOES NOT WARRANT THAT THIS website WILL OPERATE WITHOUT ERROR OR THAT THIS website AND ITS SERVER ARE FREE OF COMPUTER VIRUSES. NAIFA IS NOT RESPONSIBLE FOR ANY DAMAGES OR COSTS IF USE OF THIS website RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA OR IF ANY OTHER CONSEQUENTIAL DAMAGES OR COSTS OCCUR AS A RESULT OF SUCH USAGE.
NAIFA provides the information and services on this website as a benefit and service in furtherance of its nonprofit and tax exempt status. NAIFA makes no representation as to the suitability of these website materials for any purpose. The information and services on this website do not constitute insurance, financial, investment, estate planning, tax, legal, compliance, accounting, or other professional services or advice. NAIFA reminds its website visitors to ensure that the manner in which they sell insurance and other financial products, and the advertising and sales materials they use, comply with state, federal and NASD/SEC requirements, and the compliance rules of the insurance and other financial companies they represent. The generic nature of information on this website may conflict with specific, and frequently changing, state and federal laws and regulations and the rules of insurance and other financial services companies. If in doubt about compliance issues, check with your company.