Appeals Court, Congress Say Indexed Annuities Are Not Securities

A federal appeals court and the Congress both recently addressed the issue of whether indexed annuities (IAs) can be classified as securities subject to the jurisdiction of federal securities regulators. Read more

Senate Rejects Permanent Estate Tax Repeal

Political Gridlock Stymies Estate Tax Reform

What to do about the estate tax is part of the debate on just about every tax bill the Senate tries to consider. Read more

SEC Proposes Changes to 12b-1 Fees

After several years of publicly commenting on the need to revise and update the rules pertaining to mutual fund distribution fees, known as 12b-1 fees, the SEC has finally issued a proposed rule addressing this issue. Read more

HHS Announces Steps to Establish Exchanges

On July 29, the Department of Health and Human Services (HHS) announced two steps to begin establishing health insurance Exchanges. Read more

SEC, GAO Issue Reports on Life Settlements

Both the SEC and the U.S. Government Accountability Office (GAO) recently issued reports analyzing life settlements and the life settlement market. Read more

NCOIL Holds Its Summer Meeting in Boston

Senior Vice President Bill Anderson Represents NAIFA

The National Conference of Insurance Legislators (NCOIL) held its summer meeting in Boston and two outstanding issues dominated the proceedings – health care reform and financial regulatory reform. Read more

Company Declination Letter Required for National High-Risk Pool

One of the new programs created by the health law is a national high-risk pool for individuals that have been uninsured for at least six months, and have been denied health coverage because of a health condition. Read more

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