
GovTalk is the biweekly email newsletter on important legislative and regulatory issues affecting the life insurance and financial services industry. GovTalk informs you how the NAIFA Law and Government Relations team is working to protect your bottom line. Look for GovTalk in your email inbox around the 1st and 15th of each month and read it at your leisure.
- NAIFA Congressional Conference Generates Electrifying Results
- NAIFA Submits Comments to Ways & Means Tax Working Groups
- House, Senate and Administration Present Very Different Budgets
- Congress Presses HHS on ACA Implementation
- Congressional Black Caucus Shares NAIFA’s DOL Fiduciary Expansion Concern
- PCIP Funding Approved by House Panel
- NIPR Makes Individual Non-Resident Licensing and Renewals Available in 51 Jurisdictions
- NAIC Spring 2013 Meeting Report
- Oregon Legislation Would Tax Life Policy Death Benefits, Inside Build-Up
- NARAB II Introduced in House and Senate on March 11, 2013
- House Passed Continuing Resolution to Fund Government
- Retirement Savings Plans
- NAIFA Files Comments with FINRA on Incentive Compensation Proposal
- Preparing Members for Political Involvement
- National Conference of Insurance Legislators 2013 Spring Meeting
- NAIFA Members Hold More Than 170 Meetings with Legislators and Staffers on Capitol Hill
- Tax on Inside Build-Up Kept Out of Massachusetts Budget
- Twelve of the 15 Long Term Care Commissioners Named – No Insurance Representation
- Debt Ceiling Crisis Postponed; Sequester Looms
- Joint Committee on Taxation Updates Tax Expenditure Estimates, 2013-2017
- Medigap in Congressional Crosshairs
- Members Target Age Bands to Moderate Premium Hikes
- Streamlined Agent Licensing Efforts Gain Traction
- It’s Not Over Yet: The Tax Challenge Remains
- Fiscal Cliff Bill Creates New LTC Commission
- Treasury Issues Rules on Employer Responsibility for Health Insurance
- Understanding the Role of Key Committees in Congress
- Guidance Issued on New Taxes for High Earners
- HHS Approves Six State Exchange Plans
- IRS Issues Final Rule on Health Insurance Fees for Patient Research
- Proposed Regulations Issued on Multi-State Plans to Operate on Exchanges
- Federally Facilitated Exchanges Propose Fair Agent Compensation
- Coalitions Assist NAIFA Advocacy Efforts
- NAIFA Government Relations Staff Represents NAIFA’s Interests at NAIC Fall Meeting
- NAIFA Works with NCOIL Members to Discuss Industry Issues
- Congress May Establish Contours of Tax Reform Debate This Year
- What to Expect from the Financial Services and Banking Committees
- Health Law Here to Stay, But Not Without Change
- Lame Duck Session Will Focus on Fiscal Cliff
- HHS Delays Deadline for Submission of a Blueprint Application
- IFAPAC Blows Past Convention Fundraising Goal by $27,000 and Closes Five Legislator Gaps!
- Congress Passes CR and Heads Home to Campaign
- House Committee Passes MLR Calculation Fix
- Rep. Dold’s Municipal Adviser Bill Passes House
- IRS testifies it is ready and able to administer the Affordable Care Act provisions
- IRS Releases Advisory
- Tax Issues Remain Unresolved as Congress Heads Home for Recess
- House Legislation Would Allow SEC to Collect Investment Adviser Exam Fees
- Report Recommends Ways to Expand Pension Coverage
- NAIFA Responds to WSJ Editorial on Life Insurance, Tax Reform
- NAIFA Engages in Retirement Savings Initiatives
- NCOIL Holds Summer Meeting in Vermont
- Senate Committee Holds Hearing on Enhancing Women's Retirement Security
- Now is the Perfect Time to Meet with your Members of Congress!
- Optimizing Your Advocacy Efforts: Making a Difference by Being Heard
- Supreme Court Upholds Health Care Reform
- President Signs New NFIP, Pension Changes into Law
- NAIC Health Insurance & Managed Care Committee Holds Meeting in Washington, D.C.
- 14 States and DC Have Created Health Insurance Exchanges
- IFAPAC Launches Special Incentive Program – Turn 35% Into 60%
- Senate Finance Chair Issues Tax Reform Goals
- Bill Before Senate Would Loosen Restrictions on FSAs and HSAs
- Insurance Industry Urges Support for Agent Licensing Reform Legislation
- New York Regulation Requires Life Insurers to Search Death Master File
- NFIP Extended for 60 Days
- Medigap Surcharge Proposed
- Iowa Names New Insurance Commissioner
- NAIFA Staff Outlines the Future of Health Care Reform
- Bachus, McCarthy SRO Bill Would Protect Consumers, Provide Appropriate Oversight of Investment Advisers
- Ways & Means Committee Examines Tax Rules for Retirement Savings, FSAs
- Implementation of the Health Law Continues as Supreme Court Considers Constitutionality – Action Needed
- NARAB II Introduced in the Senate
- House Subcommittee Holds Hearing on SEC Oversight
- IRS Announces 2013 Amounts for HSAs
- Senate Proposes to Raise Taxes on Professional Service S Corporations
- Health Guidance Released
- Panel Approves Measure to Expand Crop Insurance
- 2012 Ryan Budget Takes On Medicare, Tax Expenditures, Health Care Reform
- Wall Street Journal Article Discusses NAIFA’s Proactive Policy Change on Commission Disclosure
- Supreme Controversy Reins over Health Law
- NAIFA Shows Its Grassroots Strength with Multiple Training Meetings
- HHS Issues Exchange Regulations that Permit Use and Compensation of Agents
- IRS Provides Information on Group Health Plan W-2 Reporting
- NAIFA Member Issues Represented at NAIC’s Spring Meeting
- Senate Approves Bill that Includes Provisions on Pension Smoothing, Retiree Health/Life Insurance Benefits, Sale of Life Insurance Policy Reporting
- Tax Reform Hearings Focus on Business Incentives
- Dodd-Frank Act, Health Care Reform Law Remain Focus at NCOIL Spring Meeting
- NAIFA Submits Multi-State Licensing Requirements Survey to the FIO
- President’s FY 2013 Budget Proposal Would Raise Taxes
- Senators Introduce MLR Corrective Legislation
- House Votes to Repeal CLASS Act
- Department of Labor Regulations Seek to Encourage Lifetime Income Options and Increase Cost Transparency
- Senate Finance Committee Proposes to Accelerate Taxation for Inherited Retirement Accounts
- New Mexico House Considering Legislation Establishing State-Run Health Care System
- NAIC Names Committee Leaders for 2012
- NAIFA Government Relations by the Numbers: Advocacy Adds Up
- Congress Punts Tax Questions for Two Months
- NAIFA Submits Comments to Federal Insurance Office
- Members of Congress Urge SEC to Reign in Proposed Municipal Advisor Registration Rule
- HHS Give States Flexibility in Setting Coverage of Essential Health Benefits
- Does Your Compliance Officer Understand the SEC’s Pay to Play Rule?
- IRS Amends W-2 Reporting Interim Guidance
- NAIFA National and State Associations Strengthen Relationships with State Legislators/Regulators
- Inside Buildup Remains High Priority Issue
- Federal Insurance Office Holds First Meeting
- Congress Taking Payroll Tax Holiday Down to the Wire
- IFAPAC Needs Your Help to Close Out 2011 Even Stronger!
- Massachusetts Legislature Passes State-Sponsored 401(k) Bill
- NAIFA’s Bill Anderson Re-Elected Vice President of NIPR
- Super Committee Fails but Tax Reform Issues Continue
- U.S. House Committee Votes to Repeal CLASS Act
- InvestmentNews Features NAIFA President Robert Miller
- Congress Keeping Its Eyes on Department of Labor Fiduciary Rulemaking
- NAIC Adopts Favorable MLR Resolution, but Federal Action is Needed
- Departments Release Health and Mental Health Parity Implementation FAQs
- NAIFA Staff Attends NCOIL Annual Meeting in Santa Fe
- Deal or No Deal: Super Committee Closes In on Deadline
- HHS Suspends CLASS Act
- NAIFA Supports Resolution to Save Retirement Savings Tax Rules
- NAIC Holds its Fall Meeting
- IRS Offers Tax Credit for Some Small Employers Providing Health Care Coverage
- NAIFA Members Running for Congress
- House Insurance Committees Meets to Discuss Federal Insurance Office
- IRS Announces 2012 Inflation-Adjusted Benefit Limits
- Department of Labor Finalizes Investment Advice Exemption Five Years After Enactment
- Kansas Insurance Department Publishes “Life Insurance Basics” Handbook
- House Committee Holds Hearing Exploring Impact of MLR Rules
- NAIFA, Industry Partners Express Support for Medigap Insurance Coverage
- Trade Adjustment Assistance Health Subsidy Expanded
- States Make Progress on Creation of Health Insurance Exchanges
- Bill to Rollback Extension of Medicaid to Middle Class Seniors Moves Forward in the House
- NAIFA Applauds Senate Resolution Supporting Life Insurance Awareness Month
- NAIFA’s Government Relations Team Explains Victories, Battles Ahead at 2011 Legislative Forum
- Behold the Power of NAIFA Members: In Just One Week
- Over 100 Members of Congress Deserve Thanks for Department of Labor Turnabout
- Super Committee and Senate Finance Committee Consider Changes to Tax Rules
- Delaware Supreme Court Strengthens Anti-STOLI Protections
- House Financial Services Committee holds hearing on SEC Reforms
September 2, 2011 SPECIAL EDITION
- NAIFA’s Bill Anderson Participates in Insurance Panel
- Joint Select Committee Presents Significant Challenges
- House Financial Services Committee Chairman Bachus Pushes Back on SEC Plan to Propose Fiduciary Rule
- NAIFA Supports FINRA to Examine Investment Advisers
- NCOIL Joins NAIFA in Voicing LTC Concern
- House Education & Workforce Committee Turns Up Heat on Dept. of Labor’s Fiduciary Proposal
- NAIFA White Paper Examines the Damage Done by the Health Care Law’s MLR Rule
- U.S. House Committee Holds Hearing on Insurance Oversight
- NCOIL Holds Its Summer Meeting in Rhode Island
- PCIP Referral Payment Program Set to Take Effect in September
- Congressional Recess Provides the Perfect Opportunity to Meet with Lawmakers
- Financial Crisis Prompts NAIFA Member Clients to Seek More Risk-Protection
- Debt Ceiling Negotiations Near August 2 Brink
- MLR Solutions Sought
- IFAPAC's Road to 100% Will Support State Associations
- House Approves Five-Year Extension of National Flood Insurance Program
- HHS Issues Proposed Rule on Exchanges
- Congress Introduces Bills to Nix Prescription Requirement for OTC Drugs
- Senate Banking Committee Holds Hearing to Discuss Investor Protections
- Tax Talk Dominates Washington
- Swaps Proposal Could Impact Some Insurance Products
- NAIFA Goes on the Record about Department of Labor Fiduciary Proposal
- Notice of Proposed Rulemaking on Exchanges Expected Soon
- NAIFA Weighs in on Employer Responsibility for Health Insurance
- NAIFA Files Comment on SEC Municipal Advisor Proposal
- NAIC Task Force to Consider MLR Remedies
- Lawmakers Focus on Debt Management, Debt Ceiling
- Studies Suggest Employer-based Health Insurance Erosion
- HHS to Pay Agents for PCIP Enrollment
- NAIFA-backed Bills Would Expand HSAs and FSAs
- Congressional Opposition Grows to Fiduciary Expansion
- NAIC Health Insurance Committee Approves Broker Study
- Update from NAIFA’s SEC “Pay-to-Play” Working Group
- Members of Congress Push Back on Fiduciary Expansion
- “Tax Expenditures” a Top Target for Both Parties
- NAIFA Responds to Consumer Group Letter Targeting NAIFA’s Concerns with Fiduciary Duty
- House Panel Approves Malpractice Bill
- NAIFA’s Bill Anderson Discusses SEC Standard of Care Issue on NAIC Panel
- Support State and Federal Advocacy Efforts: Complete Your Directive Today
- Support State and Federal Advocacy Efforts – Complete Your Directive Today
- Congress Passes Government Funding Measure
- President Signs Expanded Form 1099 Repeal
- Tax Reform Measures on the Horizon
- NAIFA Responds to Dept. of Labor Proposal to Expand Fiduciary Duty
- NAIC Holds Spring Meeting in Austin, Texas
- NFIP Reauthorization Approved by House Subcommittee
- Congress Urges SEC to Consider Economic Impact of Fiduciary Standard
- Headley Urges NAIC to Endorse MLR Fix
- Three House Leaders Urge Agency Coordination of Fiduciary Duty and Related Proposals
- IRS Issues Employer-Sponsored Health Insurance W-2 Reporting Guidance
- Agent Licensing Reform Legislation Reintroduced in House
- McRaith Named Director of Federal Insurance Office
- Early Retiree Health Care Fund Will End April 30
- Take Action Your Way: Visit NAIFA’s Legislative Action Center
- Insurance Reform Summit Looks at Federal, State Regulatory Reform
- Themes Develop as Tax Reform Hearings Continue
- MLR Corrective Efforts Begin to Take Shape
- NAIFA President Terry Headley Discusses the SEC's "Pay to Play" Rule
- Dept. of Labor Considers Expansion of Fiduciary Duty
- NAIFA-backed Legislation Would Eliminate FSA “Use it or Lose it” Rule
- House Hearing Looks at NFIP Issues
- NCOIL Spring Meeting Takes Place in Washington D.C.
- House Committees Advance 1099 Repeal and Medical Malpractice Reform
- Lawmakers and Regulators Consider Health Law Changes
- Take Action: Expanding Retirement Rollover Choices
- IFAPAC Madness is Here!
- Tax Challenges Facing the Life Insurance Industry: What to Expect from Congress and State Legislatures in the Coming Year
- President Obama Submits Fiscal Year 2012 Budget Proposal
- Health Reform Law Modifications Introduced
- Continuing Resolution Defunding on Difficult Path
- Hearings Examine Health Reform Law, Tax Reform, and Boosting Retirement Savings
- Senate Approves 1099 Repeal; Rejects Complete Repeal of Health Law
- Senator Ben Nelson Addresses NAIFA Members Before Day on the Hill
- NAIC Names Its 2011 Committee Leadership
- NAIFA Welcomes Lillian Vogl to Government Relations Team
- Deficit Reduction Commission Reports to President
- NAIFA Establishes State Exchange Tracking System (SETS) to Keep State Associations in Touch
- NAIFA, Members Submit Comments on 12b-1 Proposal
- NCOIL Holds its 2010 Annual Meeting in Austin, Texas
November 2010 ELECTION EDITION
- Lame Duck Session: What to Expect
- The 112th Congress: House Shifts to Republican, Democratic Majority in Senate Shrinks
- NAIFA Member Issues Potentially on the Agenda for the 112th Congress
- The Election is Over: Now Get Ready for 2012
- NAIFA Members Hit the Ground Running on Relationship Building
- NAIC Holds its Fall Meeting in Orlando
- 2010 Career Conference Legislative Forum – Available to Members Online Today!
- NAIFA’s 2010 Post-Election Coverage – Look for It Soon!
- Life Insurance Solidly Middle Class, LIMRA Study Shows
- Attempts to Repeal New Health Law Provisions Fail
- NAIFA Files Comments with SEC on Suitability, Outside Business Activity Proposals
- GOP Senator Introduces Bill to Repeal CLASS Act
- Administration Delays W-2 Health Value Reporting
- Department of Labor Issues FAQ Regarding Grandfathered Plans
- IFAPAC Bursts Through It’s NAIFA Career Conference Fundraising Goal
- NAIFA’s Posture on Retained Asset Accounts
- Small Business Bill Becomes Law
- Obama Board Offers Options for Tax Simplification
- DOL, Treasury Hold Two-Day Hearing on Lifetime Annuitization
- Congress Heads Home for Elections, Leaving a Trail of Unfinished Business
- NAIFA Government Relations: Wins and Accomplishments Through 2010
- In the News: Neal, Bingaman, Kerry Introduce Automatic IRA Legislation
- Appeals Court, Congress Say Indexed Annuities Are Not Securities
- Senate Rejects Permanent Estate Tax Repeal
- SEC Proposes Changes to 12b-1 Fees
- HHS Announces Steps to Establish Exchanges
- SEC, GAO Issue Reports on Life Settlements
- NCOIL Holds Its Summer Meeting in Boston
- Company Declination Letter Required for National High-Risk Pool
- Estate Tax Amendment Complicates Small Business Jobs Bill Debate
- SECA, Other Tax Issues in Senate Small Business Jobs Bill
- Employer Health Action Plan Now Available
- NCOIL Holds Summer Meeting
- NAIFA War Chest Donations Now Accepted Online
- Financial Services Reform Bill Headed for Final Passage
- Senate Subchapter S Tax Hike Set Aside While Senate Grapples with Jobs, Tax Law Extenders and Unemployment Benefits (H.R. 4213)
- Congress/Obama Finalize Pension Funding Relief Bill
- Members-Only Free Webinar for July Focuses on Advocacy
- Sub S Corporations Targeted for Proposed Tax Hit
- House and Senate Conferees Begin to Meet on Financial Regulatory Reform Legislation
- Tweaks to the CLASS Program Considered
- Senate H.R. 4213 Debate Puts Taxes, COBRA Subsidies in Play
- NAIFA Participates in Annuities Summit
- NAIFA Analysis of Senate’s Financial Services Overhaul Legislation
- McCarran-Ferguson Act Protection Remains Intact—For Now
- GOP Offers Bill to Repeal New Health Law as Implementation Continues
- House Approves Extenders, Pension Funding Relief Legislation
- NAIFA Opposes Stranger-Originated Annuities in NAIC Testimony
- Health Law Implementation Begins
- NAIFA and Industry Groups Comment on HHS Interim Final Rule on Web Portal for Consumers
- Bill Filed to Repeal Expanded 1099 Reporting
- Additional Health Insurance Reform Sought in Financial Services Bill
- Coalition Hosts Invitation-Only Fly-In
- Financial Services Regulatory Reform Heads to Senate Floor
- Deficit Reduction Commission Begins Examination of Federal Tax and Spending Programs
- NAIFA Supports New Annuity Suitability Rule
- Action Pending on Estate Tax, COBRA Subsidies, Pensions and Other Tax, Budget Issues
- NAIFA, NAIFA-NYS Continue Work on Commission Disclosure Regulation
- NAIFA Senior Vice President Bill Anderson to Be Featured at NAIC/NIPR E-Regulation Conference
- What You & Your Clients Need to Know about the New Health Law
- Deficit Reduction Commission Takes Shape
- NAIC Discusses Health Care, Annuity Suitability, and Other Key Issues at Spring Meeting
- IFAPAC to Host Third Webinar on the “How Tos” of Fundraising
- NAIFA President-Elect Terry Headley Discusses Regulatory Reform with the Wealth Channel
- Annuity Tax Added to the Health Reform Debate
- NCOIL Holds Annual Spring Meeting
- NAIFA President Currey on Financial Services Reform
- NAIFA Issues GovAlert to Oppose Kohl Amendment to Over Regulate “Financial Planning”
- NAIFA Applauds House Passage of Agent Licensing Reform Bill
- Proposed Health Insurance Surtax on Unearned Income – Impact on Life Insurance?
- NIPR Announces Its 100 Millionth Licensing Transaction
- Health Insurance Antitrust Immunity Repealed by U.S. House of Representatives
- Statutory Pay-Go Now Law
- Producer Compensation Disclosure Moves Forward in New York
- Tax Reform Debate Kicks Off With Bipartisan Tax Reform Plan
- Health Summit Leaves No Clear Path for Enactment
- Obama Health Care Proposal Recommends Hospital Insurance Tax on Annuity Income
- Deficit Reduction Commission Created by President Obama
- CFPA May Hold Jurisdiction Over Retirement Plan Service Providers
- Budget Proposal Puts Restrictions on Business Use of Life Insurance, Internal Value of Variable Life Insurance and Annuities
- DOL Issues New Proposed Investment Advice Regulations
- NAIFA President Responds to New York Times’ Report on Standards of Care
- NAIFA’s Bill Anderson to Speak on NCOIL Panel Regarding Annuity Suitability
- 170 Association Leaders Meet in Las Vegas to Scratch Their Advocacy Itch
- Did you miss the NAIFA webinar “New Health and LTC Regulations - Are You (and Your Clients) Compliant?” on February 25? Did you know you can find the entire presentation on NAIFA’s website?
- State of the Union Address Stresses Deficit Reduction, Jobs Creation
- Health Reform on Life Support, but Refuses to Die
- Senate Approves Statutory Pay-Go Rule
- NAIC Picks 2010 Committee Leaders
- Joint Committee Releases Updated Tax Expenditure Report
- New Jersey Enacts Producer “Quality Assurance” Law
- NAIFA Government Relations: Wins and Accomplishments Through 2010

